Homesteaders Life Company’s New Simple Return Insurance Rider Protects Families When Death Occurs Away From Home

Funeral Industry News Funeral Industry Press Releases Homesteaders Life Company July 17, 2025
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Homesteaders Life Company’s New Simple Return Insurance Rider Protects Families When Death Occurs Away From Home

West Des Moines, IA Homesteaders Life Company, a national leader in preneed funeral funding, is  proud to announce the launch of Simple Return, a new insurance rider that covers expenses associated  with transporting the insured to their local funeral home if death occurs 75 or more miles from home. This innovative rider is the first of its kind as an insurance-backed offering and will be available at-issue  on eligible policies in most states. Offered by Homesteaders and serviced by Sepio Guard, Simple  Return reflects Homesteaders’ ongoing commitment to providing personalized solutions for funeral  home customers and policy owners. 

“With Simple Return, Homesteaders is proud to be the first in the market to offer an insurance-backed  solution specifically designed to address the need for protection when a death occurs away from home,”  said Steve Shaffer, Homesteaders President, CEO and Board Chair. “With this offering we are bringing  a benefit that reduces the stress and unexpected costs families can face in those difficult moments and  makes it seamless to include the coverage in advance funeral plans.” 

The Simple Return rider can be purchased easily with a Homesteaders policy, making it convenient for  individuals who prearrange to include this coverage as part of their comprehensive advance funeral  plans. In the event of a qualifying death away from home, this rider helps ensure the deceased is  transported to a local funeral home. Through coverage provided by Homesteaders’ Simple Return,  families can focus on what matters most without the added burden of coordinating arrangements. 

“People are thinking ahead and want to know their plans will be honored when the time comes — no  matter where they are,” said Chris Johnson, Sepio Guard Co-founder and CEO. “Our collaboration with  Homesteaders makes it possible for more families to know they’re covered and for professionals to  easily offer protection that just makes sense.” 

With a focus on convenience in offering this protection, Simple Return is designed to seamlessly  integrate with Homesteaders’ systems and funeral professionals’ processes. The rider is backed by the  financial strength and security of Homesteaders, providing funeral professionals a trusted solution they  can confidently present to families. To learn more, funeral professionals can contact their Homesteaders  account executive. 

Homesteaders Life Company, a life insurance company which is part of a mutual holding company system owned  by its policy holders, is a national leader providing products and services to help people design a better farewell.  Visit www.homesteaderslife.com to learn more.