Death may be certain, but what funeral directors tell you may not be. Reader’s Digest found 20 insider tips for planning a funeral.
1) Go ahead and plan your funeral but think twice before paying in advance. You risk losing your money if the funeral home goes out of business.
2) If you or your spouse is an honorably discharged veteran, burial is free at a Veterans Affairs National Cemetery. This includes the grave, vault, opening and closing, marker, and setting fee.
3) You can buy caskets that are just as nice as the ones in the showroom for thousands of dollars less online from Walmart, Costco, or straight from a manufacturer.
4) Running a funeral home without a refrigerated holding room is like running a restaurant without a walk-in cooler. But many funeral homes don’t offer one because they want you to pay for the more costly option: embalming. Most bodies can be presented very nicely without it if you have the viewing within a few days of death.
5) Some hard-sell phrases to be wary of: “Given your position in the community …,” “I’m sure you want what’s best for your mother,” and “Your mother had excellent taste. When she made arrangements for Aunt Nellie, this is what she chose.”
6) On a budget or concerned about the environment? Consider a rental casket. The body stays inside the casket in a thick cardboard container, which is then removed for burial or cremation.
7) “Protective” caskets with a rubber gasket? They don’t stop decomposition. In fact, the moisture and gases they trap inside have caused caskets to explode.
8) If there’s no low-cost casket in the display room, ask to see one anyway. Some funeral homes hide them in the basement or the boiler room.
9) Ask the crematory to return the ashes in a plain metal or plastic container — not one stamped temporary container. That’s just a sleazy tactic to get you to purchase a more expensive urn.
10) Shop around. Prices at funeral homes vary wildly, with direct cremation costing $500 at one funeral home and $3,000 down the street. (Federal law requires that prices be provided over the phone.)
11) They remove pacemakers because the batteries damage the crematories, Reader’s Digest learned.
12) If someone tries to sell you a package that they say will save you money, ask for the individual price list anyway. Packages often include services you don’t want or need.
13) Yes, technically I am an undertaker or a mortician. But doesn’t funeral director have a nicer ring to it?
14) Sure, you can store ashes in an urn or scatter them somewhere special, but nowadays you can also have them crushed into a real diamond, integrated into an underwater coral reef, or blasted into space.
15) It’s usually less expensive if the body is not present for the funeral.
16) If the deceased’s favorite outfit is a size too small or a size too big, bring it in anyway. Part of the job is making the clothes lie perfectly.
17) If a funeral director asks you for a photograph of the deceased to help prepare the body, they don’t mean a picture from decades ago.
18) That may be real gold in your loved one’s dental fillings or crowns, but don’t ask a funeral director to remove them for you.
19) Never trust a funeral director who says, “This is the last thing you can do for your loved one.”
20) You don’t need to spend money to have a meaningful service. Consider a potluck at the widow’s home or an informal ceremony at a favorite park, and ask survivors to tell stories or read poetry.